What are Small Business Loans?
As a small business owner, you have a lot of goals and countless dreams about the future of your business. Whether you’re opening up a new restaurant, launching an online business, or selling manufactured goods, you need funds to make those dreams come true. You’ll need to get your website up and running, purchase inventory, pay employees, and fund a marketing campaign to attract new customers.
And that’s where small business loans come into play. These loans give funding to small businesses to help them launch, evolve, and sustain themselves through the first few turbulent seasons. These loans are available to business owners in all industries, and there are multiple types of small business loans available depending on your business needs.
Gaining access to this type of funding will allow you to focus on the other tasks required of a small business owner and give you peace of mind about your financial situation.
Who Qualifies for Small Business Loans?
Just about anyone can qualify for a small business loan. There are loans available for every industry, funding need, and business type.
And Your FundingTree makes it simple to find the best solution for your unique needs, whatever they may be. We connect you with lenders who will work with you to get your business up and running!
It’s simple to find a small business loan for your company!
Apply here to get the small business loan your business needs today, or you can call 704-904-0774 to speak with a financial advisor!
What Can a Business Loan be Used For?
A small business loan can be used to fund just about any aspect of a small business that you can think of.
A few examples of what business owners use this type of loan for include:
- Launching a new marketing campaign
- Purchasing inventory
- Investing in new equipment
- Offsetting unpaid invoices
- Hiring new employees
- Covering payroll and payroll taxes
What are the Advantages of Small Business Loans?
There are a lot of different ways to raise funds for a new business venture. You can ask family and friends to help out, go to the bank for a personal loan, use a peer-to-peer lending source, or work with an equity partner. While these options have worked for small business owners in the past, they each come with their own unique disadvantages.
For instance, borrowing money from friends and family can muddle relationships and cause problems down the line. Not only are you in debt to someone you have a personal relationship with, but sometimes those people that gave you money to fund your business will see themselves as a partial owner with rights to the profits.
More About Small Business Financing
Working with a co-owner or equity partner means you’ll likely need to give up some control of your day-to-day business operations and maybe even alter your long-term vision of your business. Plus, if you ever choose to sell the business, your co-owner will have rights to some of those profits, meaning you take a cut on maximizing your potential profits.
And while getting a personal loan to fund your business might seem like a simple solution, mixing your personal finances with your business’ finances can be complicated and cause you major headaches down the road.
But with a small business loan you’ll experience the following advantages:
- Stay in control of your business.
- Keep your finances organized.
- Avoid personal conflicts over finances.
Call 704-904-0774 Today to Discover the Benefits of Small Business Loans!
Small Business Funding for Every Need
Because there are so many different kinds of small businesses across all different industries, there are many different types of small business loans available. Regardless of what you need a loan for, there are plenty of funding options available for you to choose from.
At Your FundingTree we strive to connect you with lenders who work with your industry and provide the type of funding you need to support any aspect of your small business, no matter what you do. Whether you need to purchase inventory, hire more employees, or purchase a bigger venue, you can find the funding you need here.
Fill out our 90-second application today to find out how Your FundingTree can help your small business thrive or call 704-904-0774 to learn about our small business loans!
We Make Finding the Best Small Business Loans Simple
When trying to figure out how to apply for a business loan, many business owners head to the bank when they decide they need funding for their company. While many banks do offer small business loans, you will need to shop around for the best interest rates and terms on the borrowed funds. That means consulting with multiple banks, filling out a handful of applications, and consulting with numerous people about your business funding needs.
For some business owners, direct lenders are another popular option, but they tend to have less favorable terms and a more convoluted application process when it comes to small business loans. Plus, adding more lenders into the mix only means spending more time filling out applications and having conversations with lenders – and that’s time you don’t have to spare.
But with Your FundingTree, you can bypass the hassle of talking to multiple lenders and filling out multiple applications by filling out one simple application. On our 90-second application, we’ll collect all the information we need to match you with lenders who provide small business loans and who already work with businesses in your industry.
Don’t put it off any longer; secure a small business loan today!
Why Should You Apply for Financing with Your FundingTree?
Free Application Process
Finding a business loan and submitting your application is always a free service when you apply with Your FundingTree. We never charge you at any stage of the process, and we don’t ask you for any payment information when you submit your application, so you’ll never find surprise fees at any stage of the process.
Simply complete our 90-second application to see the funding options that are available for your small business. The loan offers you receive will always come from trusted lenders who have experience working with small business owners, and you’ll have a chance to review them all without ever paying a single dollar.
Your Credit Score Won’t Be Impacted
Your FundingTree never collects sensitive personal information, such as your social security number or your date of birth, when you submit an application. And that means we don’t have the ability, or the information needed to run a personal credit check, so your credit score will never be impacted when you apply for a small business loan with us. A hard inquiry on your personal credit is not necessary in order to see your small business loan offers, and as a result, there’s no change to your credit score.
We Don’t Ask You to Create a New Account
We understand exactly how frustrating it is to be required to create a new account every time you visit a lender’s website. It always means that you’ll have more usernames, more passwords, and more activation emails to keep track of. And because we want to keep things as simple as possible for small business owners everywhere, we’ll never require you to create a new account when you want to explore your funding offers.
Our Small Business Loan Application Only Takes 90-Seconds to Complete
At Your FundingTree, we understand that you need a convenient and fast way to find funding for your small business. So, we’ve developed an application that only takes 90-seconds to complete and comes with no obligations!
Our fast application is the first step to developing a successful small business that’s ready for growth opportunities and years of success to come. The application will ask you to provide details about your industry, your small business, the type of loan you want, and your desired loan amount. And then, in just a couple of minutes, your work is done, and we will do the rest of the searching for you.
Don’t waste your time calling every lender and bank you come across. We strive to keep the funding process as simple as possible, so you don’t need to spend countless hours searching and consulting with lenders. When we do the legwork for you, it allows you to focus on the day-to-day essential tasks you need to take on as a small business owner. All you need to do is apply and then pick your ideal loan offer after we’ve matched you with lenders who work with small businesses.
Find funding for your small business today! Learn how we can help you with getting a business loan, discover the other types of business funding we offer.
Applying for Small Business Loans 2024
Wondering how to get financing? Finding a business loan with Your FundingTree is easy. Here’s how it works.
Step 1: Complete the Application
It will only take you 90-seconds to complete our no-obligation free application. Here, you’ll give us all of the details we need to connect you with lenders who work with small business owners.
Step 2: We Match You With Lenders
As soon as you submit your application, one of our experienced financial advisors will get to work reviewing your information. They’ll identify lenders who provide small business loans to business owners in your industry. You will receive the best loan offers possible from lenders who already understand what you do and know what your business needs are.
Step 3: Review Your Loan Offers
You can expect to receive as many as five separate loan offers from lenders who want to work with your small business. Next, you’ll be able to review the rates and terms on each one and consult with your financial advisor about any questions or concerns you might have. We’re always here to help you find the best loan option for your business!
Step 4: Choose the Best Funding Loan Offer for Your Business
Now, you can select the lender and the loan offer that best matches the funding needs of your small business. Once you’ve been approved for funding by the lender, you may be able to start funding with your new lender the next business day, so you can get the funding you need as soon as possible.
We are the Best Choice for Small Business Loans in the U.S.
At Your FundingTree, banks and lenders compete against one another to earn your business. That means they’ll be offering you the best business loan rates, service, and terms available.
Nationwide broadcasters, like ABC, CBS, NBC, and FOX, have recognized us for the services we provide to business owners across all industries. Plus, we currently hold an A+ rating with the Better Business Bureau, proving just how much our previous customers have benefited from the services we were able to provide.
The services provided by Your FundingTree are always free at every stage of the process. We’ll never charge you to apply or for viewing your funding offers. However, the small business loan rates and terms offered to you by various lenders are in no way controlled by Your FundingTree. These rates will be determined by the information you provide on your application along with any additional information you might end up sending to a potential small business lender.
We always strive to match you with trusted lenders who offer business owners the best rates and terms on small business loans. All you need to do is apply to see what’s available to you!
Find the Small Business Loan You Need Now!
Regardless of your industry and financing needs, Your FundingTree can match you with trusted lenders who can get you the small business loan you need to succeed!