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  • Call us on 704-904-0774
  • Business Funding
    • Accounts Receivable Financing
    • Asset Based Lending
    • Bridge Loan
    • Business Line of Credit
    • Commercial Real Estate Loans
    • DIP Financing
    • Equipment Financing
    • Invoice Factoring
    • Payroll Funding
    • Purchase Order Financing
    • SBA Loans
    • Small Business Loans
      • Charlotte, NC
    • Term Loan
    • Working Capital Loan
  • Business Services
    • Business Insurance
    • Credit Card Processing
    • Ecommerce
    • Employee Benefits
    • Group Health Insurance
    • Merchant Services
    • Payroll Services
    • Personal Insurance
    • POS System
    • Web Services
  • Industries Served
  • How it Works
  • Blog
  • Get Approved
  • Call us on 704-904-0774
  • Business Funding
    • Accounts Receivable Financing
    • Asset Based Lending
    • Bridge Loan
    • Business Line of Credit
    • Commercial Real Estate Loans
    • DIP Financing
    • Equipment Financing
    • Invoice Factoring
    • Payroll Funding
    • Purchase Order Financing
    • SBA Loans
    • Small Business Loans
      • Charlotte, NC
    • Term Loan
    • Working Capital Loan
  • Business Services
    • Business Insurance
    • Credit Card Processing
    • Ecommerce
    • Employee Benefits
    • Group Health Insurance
    • Merchant Services
    • Payroll Services
    • Personal Insurance
    • POS System
    • Web Services
  • Industries Served
  • How it Works
  • Blog
  • Get Approved

Fast Small Business Loans & Working Capital Funding — Get Approved in 2025

Fast, Flexible Small Business Financing — Lines of Credit, Working Capital & Invoice Funding

Call us on 704-904-0774
Get Approved
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$15K–$50MM+

Business Loan Sizes Available

80+

Business Services Offered

20+

Types of Business Loans

100+

Industries Served

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Small Business Loans We Offer for U.S. Businesses

Your FundingTree offers a quick, easy, and free business funding application process. It only takes a couple of minutes to apply online, there is no obligation, and your personal credit score won’t be impacted.

Accounts receivable financing icon

Accounts Receivable Financing

Asset based lending icon

Asset Based
Lending

Bridge loan icon

Bridge
Loan

Business line of credit icon

Business
Line of Credit

Commercial real estate loans icon

Commercial Real
Estate Loans

DIP financing icon

DIP Financing

Equipment financing icon

Equipment
Financing

Invoice factoring icon

Invoice
Factoring

Payroll funding icon

Payroll
Funding

Purchase order financing icon

Purchase Ordering
Financing

SBA loans icon

SBA
Loans

Small business loans icon

Small Business
Loans

Term loan icon

Term
Loan

Working capital loan icon

Working
Capital Loan

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How Our Small Business Loan Process Works

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Get Matched

One of our Financial Advisors will review your business loan application and provide you with the best loan options from our national network of approved lenders.

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Receive Funding Proposal

Compare your offers and choose the small business loan you feel will be the best one for you and your business's financial goals.

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Get Funded

Once your new lender has approved your business for financing, you could begin funding with them the same day.

Submit an Application
Call us on 704-904-0774
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Business Services to Help Your Company Grow

At Your FundingTree, we offer a wide range of business services to help you better manage and grow your business. Apply today to learn more about all of the business services we offer.

Explore Your Options
  • Business Insurance

  • Credit Card Processing

  • ECommerce

  • Employee Benefits

  • Group Health Insurance

  • Merchant Services

  • Payroll Services

  • Personal Insurance

  • POS System

  • Web Services

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Trusted by Thousands of U.S. Businesses — Featured In Leading Media Outlets

Providing trusted financing solutions to small businesses nationwide.

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Quick & Easy Small Business Funding With Minimal Requirements

There is no longer a need for you to waste time on the
phone or to drive around town searching for a small
business loan.

We will do the work for you by combining technology
with our decades of industry experience.

Depending on your application, you can expect to hear
from up to five lenders who will compete for your business,
making sure you get the best terms available.

Businesswoman working on laptop applying for small business funding.
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Small Business Loans FAQs

Answers to common business funding questions.

Expand Why should I work with Your FundingTree?

Your FundingTree saves you time by matching your business with trusted lenders in minutes instead of weeks. We compare real offers from multiple lenders to help you secure the best terms available—all with no fees, no obligation, and no impact on your personal credit score.

Expand Are you a direct lender?

No, Your FundingTree is not a direct lender. We connect you with a private network of reputable lenders who specialize in small business financing, including lines of credit, working capital loans, and invoice factoring. This gives you access to more options and competitive rates.

Expand Will applying with Your FundingTree impact my personal credit score?

No. Completing our application only requires a soft credit inquiry, which does not affect your personal credit score. If you choose a loan offer later in the process, a lender may request a hard inquiry with your permission.

Expand What if I own more than one company? Can I apply with Your FundingTree more than once?

Yes. If you operate multiple businesses, you can submit separate applications for each entity. Each application will be reviewed individually based on the business’s revenue, financial needs, and qualifications.

Expand How much do your services cost?

Our service is completely free for business owners. Your FundingTree is compensated by the lender only when funding is approved—so there are no upfront costs, no hidden fees, and no obligation to accept an offer.

Expand Do I need to register for an online account or set up a username and password?

No. You can apply online without creating an account. After you submit your application, you’ll receive updates and funding offers directly from our team and participating lenders.

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Small Business Loans & Business Services Blog

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capital equipment

What Is Capital Equipment?

By Trey | December 7, 2025
what is asset based lending

Asset-Based Lending: What It Is, How It Works & How to Apply for ABL Funding

By Trey | December 1, 2025
what is invoice factoring

Invoice Factoring: How It Works & Benefits for Small Business Funding

By Trey | November 18, 2025
Business owner reviewing payroll documents on a laptop – payroll funding concept.

What Is Payroll Funding and How Can I Find It in 2025?

By Trey | October 26, 2025

Save time and money by filling out our easy 90-second application today!

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Your FundingTree logo - Small Business Loans and Funding Solutions

Your FundingTree LLC is Where Banks and Other
Industry-Specific Lenders Compete to Earn Your Business, Resulting in Lower Rates and
Better Customer Service.

Get Approved

Need Help?

  • 704-904-0774

  • [email protected]

  • 6000 Fairview Road, Suite 1200,
    Charlotte, NC 28210.

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