SBA Loans

SBA Loans

Reaching the Next Level

The U.S. Small Business Administration offers several loan programs for small businesses in need of financing. These small business loans are made on more favorable terms than conventional loans. SBA loans often offer longer repayment schedules, making them an ideal way to fund your expansion.

SBA Lending Can Help Your Company:

  • Boost working capital
  • Purchase or make improvements to real estate
  • Finance new equipment, heavy machinery, specialized equipment or other fixed assets
  • Acquire a new business or franchise
  • Finance permanent working capital

SBA 7(A) Loan

  • SBA 7(a) loans give your growing business the flexible financing you need while maximizing your working capital and cash flow. The SBA 7(a) Loan Program offers extended repayment terms on loans to fund working capital, business start-up or acquisition costs, real estate and other fixed assets.
  • An SBA 7(a) loan can be used for:
    • Commercial property purchases or new construction
    • Business acquisition
    • Franchise financing
    • Machinery and equipment purchases
    • Working capital and inventory
  • An SBA 7(a) loan program offers:
    • Loans up to $5 million
    • Competitive interest rates
    • Financing for up to 90 percent of costs
    • Generous repayment terms up to 25 years

SBA 504 Loan

  • Small business owners who need to make major equipment purchases, invest in land or new buildings or make improvements to their land or building may qualify for an SBA 504 loan to cover up to 90 percent of those costs.
  • SBA 504 loans can help you:
    • Expand your business
    • Purchase owner-occupied commercial real estate
    • Purchase business equipment
    • Finance new construction
    • Conserve operating capital
  • The SBA 504 loan program offers:
    • Competitive interest rates
    • Financing for up to 90 percent of costs
    • Generous 10 to 25-year repayment terms

Whether you hope to fund a start-up or grow an existing business, a Small Business Administration (SBA) loan could be the opportunity you need. An SBA loan is structured to help small business owners, entrepreneurs and veterans by providing capital to purchase equipment, inventory or real estate at rates that would not be possible with a commercial business loan.

Let's Get Started, It's Free to Apply, Only Takes 90-Seconds, & There is No Obligation.

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