Your FundingTree’s Business Funding & Business Services Blog
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How to Manage Payroll Effectively: A Step-By-Step Guide
Did you know that if you do not manage payroll correctly and it is not in order, the IRS can fine you up to 15% of any outstanding withholding taxes? However, besides potential IRS fines and penalties, mismanaged payroll can have a lot of other adverse effects. These include disgruntled employees, increased costs, administrative inefficiencies, non-compliance around […]
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8 Essential Benefits of Business Interruption Insurance
With millions of businesses currently on the verge of closure, business interruption insurance is getting increased attention. Business interruption insurance, also known as business income insurance, can be an effective lifeline during times when revenue takes a drop. Business interruption insurance has always been an important coverage option for small businesses and large companies alike. However, […]
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What Is Merchant Services (And How to Choose the Best Provider)
According to reports, roughly 80% of Americans choose debit and credit cards as their preferred payment method. Further research states that debit cards are increasingly replacing cash as the most frequently used payment method for in-person purchases. Not only are consumers gravitating away from cash purchases, but online and mobile payments are also on the […]
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Earnings Before Interest and Taxes – How to Calculate EBIT
These are uncertain times for stock market investors. All three major stock market indices are in the midst of a correction. Adding more risk to the global economy is the ongoing coronavirus pandemic. In fact, Wall Street’s fear index hit its apex of 83 during March. This was even higher than the peak during the […]
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FUTA Tax Rate: Discover What It Is and How It Works
As an employer, you have to deal with a lot of different taxes, from income tax to Social Security, and Medicare. Now, you probably already know the basics of those tax rates. But you shouldn’t forget about the FUTA tax rate, especially if you have multiple employees. FUTA tax is just as important as other taxes, but […]
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Financial Help During Coronavirus: How Does an SBA Disaster Loan Disbursement Work?
The effect of the COVID-19 pandemic on America’s GDP is likely to be even greater than that of the global recession in 2008. Small business owners are now needing to know how an SBA disaster loan disbursement works. This catastrophic impact will affect all businesses, but small businesses may be in particular danger. Many will […]
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What Is Capital Equipment? Everything You Need to Know
You’ve probably heard the term “capital equipment” before, and there’s a reason why. In the U.S., billions of dollars are spent on capital equipment, and spending has increased by over 20% in the last decade. It is often thought of as assets that help generate income. They’re usually costly and have specific requirements. But what […]
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Economics 101: What Is a Term Loan and Is it Your Best Funding Option?
There was over $15 trillion in outstanding business debt in the U.S. in 2019. Business loans such as a term loan are an important factor to take into account when calculating the amount of business funding in the U.S. Clearly, borrowing is a necessary part of our country’s business framework. Without a productive attitude toward […]
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7 Staffing Agency Payroll Funding Ideas You Need to Know
It may seem like businesses have come to a grinding halt due to the coronavirus epidemic. While that’s true for some industries, others are overwhelmed and need to hire thousands of employees which is where payroll funding comes into play. This presents a huge opportunity for staffing agencies. These companies need to hire staff quickly, […]
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US Business Funding for Small Businesses: How to Get a Grant
According to US business funding statistics, over 60% of new businesses fail within ten years. One of the top reasons why so many small businesses go under is lack of capital. Building a business takes resources, and not all new businesses can generate enough profits to support growth. Up to 77% of small businesses are initially […]
